US Family Health Plan - What Is It All About?

All families across the United States need health insurance. Military families also need health plans that meet their needs. The US Family Health Plan is comprehensive and is available to active families and military retirees [whether or not participating in Medicare].

How to know if a US family health plan is a necessity

There is no enrollment fee for those who are active [and their family members] or who have retired from the military and are participating in Mediquet Apartments A or B. :

* Outpatient service

* Inpatient service

* Mental health service

* Drug abuse treatment

* Emergency, prescription and other services

You can also choose from three different Tricare plans that offer the most comprehensive cost to you and your family at the lowest cost. Tricare Prime, Standard, and Extra. They are very similar to private health maintenance organizations [HMOs], preferred provider organizations [PPOs], and paid service plans where the government pays most of the health care costs.

Military families can also receive dental and visual compensation through US family health plans. The dentistry has the convenience of not filling out documents, and there is no insurance premium. The cost of the dental fee is minimal and there is no need to choose a primary dental office. Also, if you need more substantive work, you do not need to be referred. You can visit a dental provider outside the network, but you are responsible for the charges that normally apply at that particular dental office. For eyesight care, they provide regular eye exams-once a year and your lens prescription. Corrective surgery, lenses and fittings are excluded.

If you have other insurance for your family, you can still enjoy the benefits of US family health insurance. The government requires that the other insurance you carry for yourself and your family is primary insurance and is charged first for the services you receive. The US Family Health Plan is then billed for the remaining eligible balances that match the plan rules in the Member Handbook. If there is a remaining balance of medical services not covered by either insurance, this balance is responsible for paying the full amount.